The main difference is in how we are published or hired, whether it’s by a company or individual, in the topics of interest, and how to best reach prospective publishers or clients. Then, too, if there is a slow-down in writing for clients, this can be an opportunity to do your own writing, and perhaps try out different forms of writing.

That’s been my experience. Besides writing my own books on assorted business, success, and current event topics, I’ve been working as a ghostwriter for book proposals, books, and scripts, and for the first few months of the pandemic, the clients suddenly disappeared.  For some clients, it was the uncertainty of what was happening, for others it was a decline in income, but for whatever reason, I and other writers experienced this drop-off.